Is Travel Insurance Compulsory and why we need Travel Insurance for Schengen visas?

 

While applying for a Schengen Visa it is mandatory to produce a copy of Travel Insurance. The insurance company must have a physical office in the Schengen territory. The insurance policy must be valid for the entire duration of stay. The minimum coverage of the policy has to be Euro 30,000/-.

Visa requirements for these Schengen Countries are practically identical, so owning a travel insurance will help process your Schengen Visa in a smooth manner.

Why we need Travel Insurance for Schengen visas?

The concept of travel insurance relates to covering your medical expenses in case of an injury or unexpected sickness that arises during your trip. Whether you need health insurance when travelling to a foreign country depends on the desired destination and the ability to personally cover any health care needs during your stay in a certain foreign country.

Schengen visa travel insurance plans typically cover the following:

•        Medical bills. The medical insurance company will cover your medical treatment bills if you get into an accident or suddenly fall ill while you are in Germany or another Schengen country. This includes hospitalization, doctor visits, prescription medication, surgery, etc.

•        Emergency medical evacuation and repatriation. Suppose you have a major medical emergency while you are in Germany or another Schengen country, and you need to be evacuated to your home country for treatment. In that case, the travel insurance company covers the cost of things such as an air ambulance. Repatriation covers the costs of returning the body home if the traveller passes away while in Europe.

However, travel insurance is necessary for most people, especially the elderly, people who have predetermined medical conditions and are bound to constant therapy or most importantly if the traveller’s destination happens to be an underdeveloped region.

Besides medical expenses, travel insurance is destined to cover different losses suffered during the trip, including one’s own country and internationally. Unexpected happenings like lost luggage, cancellation of your flight at the last moment, travel agency or accommodation bankruptcy will most definitely ruin your trip. Therefore, a travel insurance policy is designed to provide cancellation insurance by means of a full or partial refund.

Whether you are travelling once or several times during a short period of time, the travel insurance policy will match and cover the exact number of days spent in the international territory, in this case, the Schengen territory, with the price ranging accordingly.

You are all set! Travelling to any or all of the Schengen countries is a boon and we are here to help you experience that. If you are travelling for leisure or work, a solo trip or a family vacation, Schengen Visa Itinerary’s Travel Insurance is here to make your journey smooth and hassle-free.

We also offer Flight Reservation and Hotel Reservation to complete your visa requirements.

 

 


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