Is Travel Insurance Mandatory Requirement for Schengen Visa?

 

Yes, if you need a visa to travel to Europe, then you will have to get travel insurance because it is a mandatory part of the visa application process. Simply said, if you do not have a valid insurance policy, then the Embassy will automatically reject your request for a visa.

When visiting Europe, travellers should be able to handle and financially cover medical services in case of an accident, injury or any other sudden event.

To take care of unexpected expenses that arise while travelling, having travel insurance has been proven to help travellers with financial support and comfort to continue their travel journey without worries.

On the other hand, if you do not need a visa to travel to the Schengen Area, then it is not strictly necessary to be insured (although it is still highly recommended!).

Even though travel health insurance is worth having for all travellers to Europe, not everyone is required to have it. A travel insurance policy is a mandatory requirement only for travellers who need to apply for a Schengen visa.

Schengen Visa Insurance Requirements

The Schengen visa travel insurance plan must meet these requirements:

•        It should cover at least €30,000 for medical expenses and emergency evacuation.

•        It should be valid in all 26 countries in the Schengen Zone.

•        It should be valid for the entire duration of time you are in Europe.

Luckily, because it is required at Embassies for the visa application, most insurance companies offer policies designed specifically to meet these requirements.

Companies such as Schengen Visa Itinerary offer affordable travel insurance that is required by Embassies when applying for a Schengen visa. And We also offer Flight Reservation and Hotel Reservation to complete your visa requirements.

Proof of Purchased Health Insurance for Schengen Visa

When you apply for a visa, the Embassy will ask to see proof of purchased Schengen travel insurance. This usually goes by the name of “travel insurance certificate” and your insurance company will give it to you when you subscribe to one of their plans.

If the Embassy you apply to has certain specific requirements about the insurance certificate, then just contact your insurance company and they will most likely give you a certificate suited to your situation.

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