What is Travel Insurance For Schengen Visa?



Schengen Travel Insurance

Schengen is a part of the 26 states in the European Union which make the Schengen Area. There is a law as per the Schengen agreement which states that if you are on a business or leisure trip, then you need to procure a Schengen visa, but before applying for a visa you need to buy Schengen Travel Insurance. Only then would you be given the Schengen visa.

For anyone applying for a Tourist Schengen Visa, it is mandatory to have a valid travel insurance forSchengen Visa when you submit your application. A lot of people think that it doesn’t matter what type of travel insurance they have, but in fact there are many requirements that your Schengen Travel Insurance has to meet in order to be accepted, and it’s important that you read all the fine print so you are certain that your travel insurance will cover you in the events of an emergency.

The reason embassies require you to show proof of valid travel insurance is pretty simple; medical expenses are extremely costly, and if the different national governments didn’t require visitors to have their own insurance already in place, they would have to pay millions each year for travelers who either who are in need of medical care while visiting their country.

Travel Insurance for Schengen Visadiffers somewhat from other travel insurances in that it has to meet specific requirements that apply to all Schengen country visa applications.

Travel Insurance provides coverage against different type of emergencies like medical expenses
(incl. repatriation & medical evacuation), delay of checked-in baggage or total loss of checked-in baggage, missed connection, financial emergency assistance etc. while you are travelling. Travel Insurance Policy is an essential piece of documentation that is required when you travel abroad and should be bought in advance to cover the dates you travel on.

Travel Insurance gives you the power totake a step back and enjoy your travel experience. So, make sure you have the right Travel Insurance policy as it would cover all your needs right from the first flight to your stay and return journey as well.

Cost of Travel Insurance for a Schengen Visa

Travel Insurance (Minimum coverage of 30,000 euro with 15 days allowance). Some countries also require additional day-allowance so double-check the requirement from the embassy.

It depends upon the insurance company you choose but the price of premium ranges from 50 Euro to 55 Euro (or 3000 pesos and above) for the P2.5 Million insurance coverage and closer. So, prepare P3000 and above for your coverage.


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