How Does Schengen Travel Insurance Work?

Schengen travel insurance is a short-term health insurance policy designed to protect non-EU travellers visiting the Schengen area. It works by covering emergency medical expenses and other unexpected costs during your trip. The insurance must be valid for the entire duration of the stay and must cover all Schengen countries. How It Works – Step by Step: 1. Purchase Before Applying for a Visa You must buy Schengen travel insurance before your visa appointment. It is a mandatory document for a Schengen visa application. 2. Covers the Entire Schengen Area Valid across all 27 Schengen countries, regardless of where you enter or exit. 3. What It Covers Emergency Medical Expenses – Hospital stays, doctor visits, and medication if you fall sick or get injured Emergency Evacuation – Covers transport to your home country if you become seriously ill or injured Repatriation of Remains – If death occurs abroad, it covers the return of your body to your home country...