Is travel insurance required for visiting Europe, and why is it required?

Travel insurance is mandatory for some travellers visiting Europe, specifically for those who need a Schengen visa. Here’s a detailed explanation: Is travel insurance required for visiting Europe? Yes, but only in specific cases: Mandatory if you are a citizen of a country that requires a Schengen visa to enter Europe. Not mandatory if you are from a visa-exempt country (e.g., USA, UK, Canada, Australia), although it is still highly recommended. Why is travel insurance required for Schengen visa holders? Travel insurance is required by law for Schengen visa applicants to: 1. Protect public health systems: European countries want to ensure visitors can afford medical treatment without burdening their healthcare systems. 2. Cover medical emergencies: Insurance must cover a minimum of €30,000 for: Emergency medical treatment Hospitalisation Repatriation (return to home country in case of serious illness...